Most pet owners know they should microchip their pet.
It’s one of the simplest things you can do to help them find their way back if they ever go missing. But there’s one part of the story that rarely gets talked about.
A microchip helps your pet get home. But it doesn’t cover the unexpected vet bills.
What a microchip actually does
A microchip isn’t a GPS tracker. It won’t tell you where your pet is or stop them disappearing in the first place.
What it does do is permanently link your pet to you.
If your dog, cat or rabbit is found and taken to a veterinary practice, rescue centre or local authority, they’ll be scanned for a microchip. If the chip is registered on a DEFRA-compliant UK database, the person scanning them can access your contact details and get in touch.
That’s why keeping your details up to date matters just as much as having the chip itself. If you’ve moved house, changed your phone number or updated your email address, it’s worth taking a couple of minutes to make sure your pet’s record reflects that too.
Because a microchip can only reunite you if the information behind it is correct.
The bit most people don’t think about
Imagine you get the phone call you’ve been hoping for.
Your pet has been found. It’s the news every owner wants to hear.
But there may be a chance they come back with a few bumps and bruises.
The relief of knowing they’re safe is huge. The unexpected vet bill that follows can be just as significant.
Two layers of protection
Think of it as two parts of the same safety net.
A microchip helps someone find you.
Pet insurance helps you look after your pet once they’re back.
One gives you the best chance of being reunited.
The other gives you peace of mind that, if your pet needs treatment, cost doesn’t become another worry at an already stressful time.
Depending on your policy, pet insurance can help cover accidents, illnesses, diagnostic tests, surgery, medication and ongoing treatment, helping your pet get the care they need without you having to make difficult financial decisions.
Looking for pet insurance?
Whether you’re based in the UK or elsewhere in Europe or North America, there’s a Figo brand
that can help. Figo is part of our partners, from the Doubtless Pet group, a family of pet insurers built by animal lovers, for animal lovers.
Whether you’re in the UK, Europe or North America, there’s a Figo brand that may be able to help.
Explore cover available in:
● Netherlands
● Belgium
● Germany
● France
● United States
● UK and other countries
Protect the whole journey
A microchip gives your pet the best chance of getting back to you.
Insurance helps make sure they can get the care they need once they do.
One helps them get home.
The other helps them recover.
If you’ve already microchipped your pet, take a minute to check your contact details are up to date on a DEFRA-compliant database. It’s one of the easiest things you can do to protect them. And if you’re thinking about insurance too, you’re giving yourself one less thing to worry about should the unexpected happen.
After all, getting them home is only half the story.
